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SR-22 Insurance

SR-22 is a certificate that verifies you meet the minimum car insurance responsibility as required by law. You may be asked to provide a SR-22 certificate when you are involved in an accident and you don't carry proof of your liability insurance. When this happens, you will be requested to have your Iowa-authorized insurance company file Form SR-22, also known as Certificate of Automobile Liability Insurance, with the Iowa Department of Transportation (DOT) Office of Driver Services. Liability car insurance pays for the damages to another person resulting from an accident you caused. If you happen to drive a company car, your employer's insurance company must file the certificate for the person required to show proof.